Digital Banking & Channels
Respond to every customer card event in real-time, whenever it happens.
Notifications within seconds of any card event
Supports Visa, Mastercard, credit, and debit
Configure rules without needing a developer
Today's cardholders expect instant information about every activity on their card, from card activation to dispute status to credit limit alerts. Yet many banks still rely on fragmented, slow notification systems that struggle to respond to events in real time, making it harder to spot potentially suspicious transactions early.
HBM's Card Management System delivers a real-time data platform that lets banks respond to every card event the moment it happens, for both customer communication and internal operations. The platform is scheme-agnostic, self-service configurable, and designed to support compliance with Bank Indonesia Regulation No. 14/2/PBI/2012 on payment card instruments.
Sends instant updates, such as card activation status, the moment an event occurs.
Provides real-time information on the progress and resolution of customer transaction disputes.
Schedule a live demo or discuss your specific integration needs with the HBM team.
Low latency even at high transaction volume
Notifies customers as they approach their credit card limit.
Displays transaction and daily spend information instantly.
Compatible with various schemes and transaction types, including credit, debit, POS, and e-commerce cards.
Lets banks configure rules and new events independently, without relying on developers.
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