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Digital Banking & Channels
Build your own mobile banking app, with full control in your institution's hands.
One app, two platforms
Free from vendor lock-in
Integrates with multiple services
Smartphone ownership continues to expand across Indonesia, and mobile banking has become one of the most-used financial services in the country. Financial institutions still relying on conventional channels risk falling behind, especially as competition comes from every direction commercial banks, fintechs, cooperatives, and government programs all targeting the same segment.
HBM's Mobile Banking Platform helps BPRs, BPDs, and commercial banks launch their own mobile banking app without building from scratch. Built on an open architecture with client-owned source code, your institution retains full control over product direction, can freely collaborate with any partner, and is never locked into a single vendor.
Account activation and customer verification directly from the app.
Balance checks, transfers, account history, and QRIS payments in one app.
Schedule a demo or discuss your institution's digital banking needs with HBM.
Compliant with regulatory standards
Customers can pay electricity, water, BPJS, and top up credit directly.
Biometric login, OTP, and end-to-end encryption protect every transaction.
Connects to core banking, PPOB, QRIS, and other financial services via API.
Features, menus, and design tailored entirely to your institution's needs.
Get regulatory insights, whitepapers, and fintech trends delivered straight to your inbox.
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